Data-as-a-Service (DaaS)

CreditRiskMonitor’s Data-as-a-Service (DaaS) offers an alternative and highly flexible way to access our rich business and financial datasets. Whether you’re a financial analyst, risk manager, investor, or developer, our DaaS API empowers you with real-time data insights tailored to your needs—without requiring a full subscription to our platform.

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Flexible Access Models

We provide two distinct access models to fit your needs:

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1. Full Access with a Business Subscription

• Unrivaled Financial Insights

Subscribers to CreditRiskMonitor’s business services gain full access to our API, unlocking over 300+ financial data points per company. This includes detailed financial statements, predictive risk analytics, peer benchmarking, and trade payment data—essential tools for in-depth credit risk analysis.

• Beyond Data: A Complete Research Platform

In addition to API access, subscribers enjoy our powerful research platform, including:

✅ Deep-dive company reports with financial trends, ratios, and red flags

✅ Proprietary FRISK® & PAYCE® scores for bankruptcy prediction

✅ Curated business news & alerts

✅ Full access to SEC filings, trade payment histories, and management commentary

✅ Dedicated account management & customer support

This model is perfect for credit risk teams and procurement professionals who need real-time data and interactive research tools to assess business risk comprehensively.

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2. Essentials Access (API-Only)

• Essential Data for Essential Decisions

For businesses that need basic financial and risk insights without a full CreditRiskMonitor subscription, our Essentials API provides access to key financial indicators—ideal for companies that require a cost-effective data solution.

• What You Get with Essentials Access:

✅ Core financial data (limited to financial ratios and basic business information)

✅ Proprietary FRISK® & PAYCE® scores for bankruptcy prediction

This model is best for startups, data aggregators, and businesses needing fundamental risk insights without deep analytics.

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What You Can’t Get with Essentials Access

While Essentials provides key financial metrics, it does NOT include:

❌ Full financial statements (balance sheets, cash flow, income statements)

❌ Detailed risk model outputs

❌ Company news, SEC filings, and real-time alerts

❌ Direct support from CreditRiskMonitor analysts

For organizations needing a complete financial risk evaluation solution, Full Access is the recommended option.

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📊 Feature Comparison: Full Access vs. Essentials

Feature	Full Access	Essentials
300+ Financial Data Points	✅	❌
Financial Statements (Full Reports)	✅	❌
FRISK® Score & Deep Analysis	✅	✅
PAYCE® Trade Payment Data	✅	❌
Custom Peer Analysis	✅	❌
SEC Filings & News Alerts	✅	❌
Real-Time API Data Sync	✅	✅
Customer Support & Account Manager	✅	❌

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Pricing and Contact

Pricing for DaaS varies based on the access model selected. For detailed pricing and custom data solutions, please contact our sales team at sales@creditriskmonitor.com or visit www.creditriskmonitor.com.

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Next Steps

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